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Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? We are specialists in helping renters with damaged credit qualify for apartment leases. I got discouraged and started giving up hope, but I knew I had to find a place for my three children. You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. We help individuals with not so perfect rental history get approved for an apartment,rental home, townhouse or condo. Just because someone shouts anything doesn't make it true. Submit a copy of Copy of Drivers license or Passport and Visa (if Non-US) and School ID and parents passport and income verification or bank letter. We really appreciate your business and thanks for giving us a chance to prove ourselves to you! 2023 Trustpilot, Inc. All rights reserved. Their is very little communication and the fact that I can't get anyone on the phone is SCARY. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). Joule La Floresta. Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. It does not store any personal data. While personal loans are its core offering, the company also provides auto loans and student loans. Dear Mandy Blair, I see you requested an appointment on Wed, February 05, 10:35am 11:05am. This company is literally a scam. Then I called corp-moves.com and asked for assistance. The Insurent Lease Guaranty Program is the first and leading provider of institutional guarantees on residential leases accepted in over 775,000 apartments representing over 8,000 buildings in the markets of New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Marquita B. Contact us to find out more and don't forget to ask about our fast-tracked program. Also, my credit has gone up about 65 points since I signed my lease. Payment must be made by cashier's check or bank check or money order. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. My student loan debt and medical bills were keeping me from being approved but they saw thru that. | Consumer Protection Notice However, with our relationships and resources, we may be able to get you approved for an eviction friendly apartment. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! Get credit for your on-time rent payments! Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. The real question is: why not? Landlords are guaranteed their rent in full each month. Well I got approved. How you divide the fee payment for the Lease Guaranty between yourselves is at your discretion. "These charges could deplete your entire security deposit. Just stay clear. I did everything right and still was not able to secure an apartment through them. Insurent simplifies and eases the rental process for renters, brokers and landlords/property owners. Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? Evictions, Broken Lease, Bad Credit, etc. Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. All 50 states. anyhow, not sure how i found this company, but they said they could get me approved if i can prove my income i could,so i signed up they said their fee is equal to 1 month's rent plus 250. OK pretty high but, i need the location for my daughters school anyhoo.. they told me they can prove to my for as little as 500 bucks down towards my total fee with an approval from the property i picked well, lets say i was SOLD when i got my WELCOME LETTER from the property and called them to confirm if its really REALLY for real ! Our helpful staff are waiting. YOUR APPROVAL IS 100% GUARANTEED SIGN UP NOW! That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. I was turned down and almost forced to reside to live in less than ideal apartments. The minimum deposit is $200, and the maximum is $3,000. Please Provide 3 Check Stubs or Bank Statement if Self Employed. "This happens a lot in the short-term space," Coon said, referring to Airbnb-style rentals. I applied 48hours ago and haven't been contacted. I thank God that He led me to this company and that they were willing to work with me when I needed them. Click Here to fill out an Online Pre-Qualification form. CreditLoan.com has offered online personal loans with same-day approval since 1998. We work in all 50 states.No geolocation limit. The Green Dot primor card is unique among bad credit secured credit cards. It was when I reached out to these apartments and asked around that no one had heard of these people. Visit Business Insider's homepage for more stories. GET ACCEPTED Again, ONE question and one of their employees became enraged and defensive. If she had wired any cash, it would have been gone without a trace. We'll process and complete a credit application with your chosen management company. Thank you Alanda and Robert you truly are Angels Im Disguise. What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? If your financial profile is difficult to assess by standard means, we can dissect it almost forensically. Information is deemed reliable but not guaranteed. It's like having a whole new credit profile and starting over with zero credit and history. We will cover rent and damages up to 3x the rent. If US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and decent to good credit. I think the review written by ********* *is 100% fake, written by the two scammers. "I brought my client to a lease signing for her apartment and the lease stated the rent was $50 more than initially agreed, as well as $500 extra in up-front building fees," Elliott Sudwarts, a New York real estate agent, told Business Insider. Let renters who need a co-signer know we can help them. I expect to receive a bonus in addition to my base salary. There is no application fee. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. We get you in. In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? I've had no problems or issues the entire time I used their services. We offer a free pre-screening application And Same-Day Approvals. I asked david and he said their a situation. i feel bad for those getting scammed by these ppl. Case in point: Scammers might hand you keys that don't even work. Took about 5 days and then I called the property to make sure and I got confirmation from the manager it's a done deal. Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty. I asked a simple question of is this a scam and they got defensive. Our program eliminates the hassle of finding a suitable co-signer. We can also combine parents to meet the above tests. This fool wrote me a nasty text after first meeting him them pressure into giving by a deadline 3 hrs away. What is the duration of the Insurent Lease Guaranty? They're taking a big risk on you. You receive a full refund of the guaranty fee in one business day. Never complete the rental application or background check information without making sure the property and landlord are legitimate. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. Copyright 2015 - 2023 by Nationwide Financial Solutions, LLC. Here are 8 tips for writing great reviews. Apartment Lease Guarantors And Bad Credit Specialists. This is because if applicants have a history of bankruptcy or late payments, lenders are not sure if applicants will be able to repay the loan. Submit a copy of bank/ brokerage statement and ID. Register your property with OneApp Guarantee. Get Approved For Your Own Apartment or House - Second Chance Guarantor Program. Yes. With a business in operation for alomst 12 years, a day will finally come when youre are forced to have a confrontation with an "Internet Troll".We will not allow Annalise Foxx (the very contextual description of an Internet Troll) such a wildly unstable woman to through around accusations ***simply because we refused service***We will not be bullied, harassed or deal with verbal abuse from a potential customer that thinks the rules dont apply to them and their feelings of being more important are overrun with threats and abuse where they feel they can speak to anyone as they wish or send threats to write bad reviews if we dont call back to agree to tolerate such horrendous and childish behavior.The screenshots say it all. But even that may not be enough. But opting out of some of these cookies may affect your browsing experience. | Site Map. Applications with co-tenants must be completed by all renters for the application to be processed. We offer a free pre-screening application And Same-Day Approvals. Imperial Parkhurst and Northeast Anaheim are nearby neighborhoods. The community amenities include a sparkling pool, community barbecue . We highly recommend Guaranteed Apartment Approval We will let you know upfront if we have a solution for you. Very professional and friendly people. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Guaranteed Apartment Approval Share Print Business Profile Guaranteed Apartment Approval Apartment Rental Service Contact Information 13854 Lakeside Cir Ste 402 Sterling Heights, MI. In addition, the card reports to all three credit bureaus. In the event that you fall into that category, please email us at, Yes. Nationwide Guarantors is here to help renters with damaged credit qualify for the place they love while at the same time protecting landlords against rent loss. Once approved for an apartment, most apartments will require a signed lease. Self employed renters are almost one-third of our business. I always got a prompt response from them when I texted. We process all Rental Credit applications on your behalf! We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. Schools listed above are based on distance from the selected location and are just a sampling of the schools in . Non-U.S. persons qualify for an Insurent Lease Guaranty. If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. I used this service for 2 years (Oct 2020-Oct 2022) and everything was exactly as advertised. Thank you thank you God Bless you. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. Hey thanks for the kind words! Get in into the PERFECT school district i have been wanting for SOOO long! Our approvals are income-driven. They are helping me get a fresh start after a nasty divorce that ruined my credit history etc. They kept me in the loop every step of the way.